THE LIFE SETTLEMENT ASSET CLASS: GROWTH OF AN ESTABLISHED MARKET
The Life Settlement market evolved from the viatical settlement industry that developed in the 1980’s which provided liquidity for terminally ill policyholders. The difference is that life settlements are policies on insureds who are not terminally ill, 65 years old and over, generally wealthy and typically have life expectancies (LE) between two to fifteen years.
The Life Settlement market grew dramatically reaching $12 Billion in transactions by 2007 primarily with institutional investors looking to diversify into investments with high returns while keeping risks low. The life settlements market provided such an alternative. Today, individual investors like you can participate in this new asset class just like the smart money and enjoy the returns from this rapidly growing industry that is expected to reach $150 billion within a decade.Learn More Now >