Retirement Readiness Checkup

Retirement Readiness Checkup

Are you saving enough for retirement? It’s easy to underestimate your retirement expenses, since you can’t know everything the future will bring. But there are ways to more accurately gauge your financial needs, especially if you’re just a few years...
Time and Money

Time and Money

Time never matters more than when saving for a long-term goal. Retirement is most people’s longest-term goal. Here’s why time matters. Start Early Lost Time Early is Better Begin Today See this month’s issue of Let’s Talk Money, these tips may give you a better...
Fine-tune Your Retirement Preparations

Fine-tune Your Retirement Preparations

Is retirement within sight? As you get closer to retirement, your thoughts may turn to the day when you’ll finally be able to slow down and relax. But during the time that remains, take the opportunity to do all you can to ease your transition. Talk over expectations...
Savings for Stay-at-Home Spouses

Savings for Stay-at-Home Spouses

It can be challenging for a spouse who doesn’t have access to an employer’s retirement plan to save for retirement. One potential solution: opening a spousal individual retirement account (IRA). How it works Traditional spousal IRA contributions Roth spousal IRA...
Take Advantage of Tax-advantaged Accounts

Take Advantage of Tax-advantaged Accounts

Investing for retirement will help you prepare for your future. But where should you invest your money? If you choose to invest in one or more tax-advantaged accounts, you can prepare for retirement and receive tax benefits. Here’s how the tax benefits of 401(k)...